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Can I make payments on a reverse mortgage?

The simple answer is yes, you can choose to make payments on a reverse mortgage. However, it’s important to note that making mortgage payments on a reverse mortgage is not a requirement.

Deciphering Reverse Mortgage Products: Fixed vs. Adjustable Rates

In this article, we delved into a critical topic for homeowners considering reverse mortgages: understanding the differences between fixed-rate and adjustable-rate reverse mortgage products.

Can I make payments on a reverse mortgage?

The simple answer is yes, you can choose to make payments on a reverse mortgage. However, it’s important to note that making mortgage payments on a reverse mortgage is not a requirement.

Deciphering Reverse Mortgage Products: Fixed vs. Adjustable Rates

In this article, we delved into a critical topic for homeowners considering reverse mortgages: understanding the differences between fixed-rate and adjustable-rate reverse mortgage products.

Understanding Income Qualifications for Reverse Mortgages

In this week’s installment of our Monday Q&A series, we’re tackling an essential topic for prospective reverse mortgage borrowers: understanding which types of properties are eligible for a reverse mortgage...

Understanding Property Eligibility for Reverse Mortgages

Welcome to the latest blog post from Ventana Home Loans, where we bring clarity to your mortgage-related queries. I’m Lori Cable, and in this week’s installment of our Monday Q&A series, we’re tackling an essential topic for prospective reverse mortgage borrowers: understanding which types of properties are eligible for a reverse mortgage.

Understanding Your Responsibilities as a Reverse Mortgage Homeowner

We are here with another informative session in our Monday Q&A series. Today, we’re delving into an essential topic for homeowners who have taken out a reverse mortgage: understanding your responsibilities.

Navigating Credit Score Requirements for HECM Loans

In the world of home financing, understanding the requirements for loan qualification can be daunting, especially when it comes to reverse mortgages. Today, we're going to clear the air about one of the most common questions we get: What is the minimum credit score needed to qualify for a reverse mortgage?

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Yes, you can still do a reverse mortgage if your home is in a trust. The investor will want to review a full copy of your trust to ensure it meets HUD guidelines. This is extremely important, if your trust is not reviewed and does not meet HUD guidelines, this could potentially cause the loan to become due and payable. If youd like to know if your trust meets HUD guidelines, reach out to us today and wed be happy to have it reviewed for you! #Refinance #lineofcredit #monthlyincome #CashOutRefi #refinance #retirement #HECM #reversemortgage

Yes, you can still do a reverse mortgage if your home is in a trust. The investor will want to review a full copy of your trust to ensure it meets HUD guidelines.

This is extremely important, if your trust is not reviewed and does not meet HUD guidelines, this could potentially cause the loan to become due and payable.

If you'd like to know if your trust meets HUD guidelines, reach out to us today and we'd be happy to have it reviewed f#refinance##lineofcreditn#monthlyincomet#cashoutrefia#refinance##retirementr#HECMm#reversemortgagesemortgage ... See MoreSee Less

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Ease your mind- pay off your existing loan, eliminate your existing mortgage payment and tap into equity in your home. Your loan only accumulates interest on funds you draw- leave your money in the line of credit and youre only accumulating interest on the funds youve drawn/used. Your HECM line of credit also has a growth rate on funds not used and in the line of credit (note rate + .5%). ** HECM loans have a growth rate for the entirety of the loan, Private Reverse Mortgages rates and term of the growth rate vary. #Refinance #MonthlyIncome #lineofcredit #CashOutRefi #monthlyincome

Ease your mind- pay off your existing loan, eliminate your existing mortgage payment and tap into equity in your home.

Your loan only accumulates interest on funds you draw- leave your money in the line of credit and you're only accumulating interest on the funds you've drawn/used.

Your HECM line of credit also has a growth rate on funds not used and in the line of credit (note rate + .5%). ** HECM loans have a growth rate for the entirety of the loan, Private Reverse Mortgages rates and term of the growth rate#refinance##monthlyincomet#lineofcreditn#cashoutrefia#monthlyincomethlyincome ... See MoreSee Less

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Reminder! Property taxes are due February 1st and considered delinquent by end of business April 10th!

Reminder! Property taxes are due February 1st and considered delinquent by end of business April 10th! ... See MoreSee Less

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Reverse Mortgages, HECM or Private are currently only allowed on primary residences. #refinance #homeequity #HELOC #lineofcredit #CashOutRefi #MonthlyIncome #eliminate #mortgagepayment

Reverse Mortgages, HECM or Private are currently only allowed on primary residences.

#refinance #homeequity #HELOC #lineofcredit #cashoutrefi #monthlyincome #Eliminate #mortgagepayment ... See MoreSee Less

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A HECM or Private Reverse Mortgage can help free up extra cash (Equity) and eliminate your monthly mortgage payment, allowing you to do the things you love! * Spend more time with grandkids- go to the soccer games! * Travel- Go to Rome, the Grand Canyon or Niagara Falls * Buy the new car! * Renovate your kitchen * Buy the vacation house or your dream house with a Reverse for Purchase! * Volunteer * Retire! #MonthlyIncome #lineofcredit #homeequity #eliminate #mortgagepayment #refinance #HELOC #RetirementPlanning #Refinance #retirement #travel #bucketlist #homeremodel #HomeRenovation #homebuying

A HECM or Private Reverse Mortgage can help free up extra cash (Equity) and eliminate your monthly mortgage payment, allowing you to do the things you love!

* Spend more time with grandkids- go to the soccer games!

* Travel- Go to Rome, the Grand Canyon or Niagara Falls

* Buy the new car!

* Renovate your kitchen

* Buy the vacation house or your dream house with a Reverse for Purchase!

* Volunteer

* Retire!

#monthlyincome #lineofcredit #homeequity #Eliminate #mortgagepayment #refinance #HELOC #RetirementPlanning #refinance #retirement #travel #bucketlist #homeremodel #homerenovation #homebuying ... See MoreSee Less

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If you already have a reverse mortgage on your property in order to add a new spouse you would need to refinance your existing reverse mortgage to add your new spouse. Good news, you do not need to meet the required tests- closing costs and loan proceeds test to refinance, but you may still need to wait the required 12 months! #refinance #homeequity #retirementstrategy #hecm #eliminate #mortgagepayment #RetirementPlanning

If you already have a reverse mortgage on your property in order to add a new spouse you would need to refinance your existing reverse mortgage to add your new spouse. Good news, you do not need to meet the required tests- closing costs and loan proceeds test to refinance, but you may still need to wait the required 12 months!

#refinance #homeequity #RetirementStrategy #HECM #Eliminate #mortgagepayment #RetirementPlanning ... See MoreSee Less

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