Guides
Reverse Mortgage for Adult Children Helping Parents
A practical guide for adult children helping a parent understand whether a reverse mortgage fits the home, the family plan, and the parent's long-term needs.
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Plain-language resources for homeowners and families comparing reverse mortgage options.
Written guides
Start with the real-life decision behind the search: helping a parent, comparing a sale, understanding heirs, reviewing property responsibilities, or deciding whether a HECM belongs in the plan.
Guides
Reverse Mortgage vs. Selling the Home
How to compare a reverse mortgage with selling, downsizing, or waiting when a homeowner wants more flexibility but is not sure whether staying put still makes sense.
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Guides
Reverse Mortgage Line of Credit Explained
A plain-language explanation of how a reverse mortgage line of credit works, when it may help, and what homeowners should understand before relying on it.
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Guides
Reverse Mortgage and Heirs
What heirs and adult children should understand about repayment, sale timing, keeping the home, and family expectations when a parent has a reverse mortgage.
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Guides
HECM for Purchase in Arizona
How eligible Arizona buyers may compare HECM for Purchase with paying cash, using a traditional mortgage, downsizing, or relocating.
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Guides
Reverse Mortgage Taxes, Insurance, and HOA Dues
What homeowners must keep paying after a reverse mortgage, why property charges matter, and how families should review ongoing obligations.
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Guides
Reverse Mortgage Counseling Explained
What HUD-approved reverse mortgage counseling is, why it is required for HECM loans, and how homeowners should prepare.
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Guides
Reverse Mortgage When You Still Have a Mortgage
How a reverse mortgage may be used when the homeowner still has a mortgage balance, and what families should review before assuming it solves the problem.
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Guides
Reverse Mortgage Pros and Cons for California Homeowners
A California-focused look at the benefits, tradeoffs, and family questions homeowners should weigh before choosing a reverse mortgage.
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Guides
Reverse Mortgage Pros and Cons for Arizona Retirees
An Arizona-focused guide to reverse mortgage benefits, tradeoffs, HOA questions, snowbird issues, and HECM for Purchase comparisons.
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Short explanations of common reverse mortgage questions, responsibilities, eligibility, rates, and product choices.
Videos
Can I make payments on a reverse mortgage?
The simple answer is yes, you can choose to make payments on a reverse mortgage. Monthly mortgage payments are optional, but property charges still matter.
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Videos
Deciphering Reverse Mortgage Products: Fixed vs. Adjustable Rates
A practical look at the differences between fixed-rate and adjustable-rate reverse mortgage products for homeowners comparing options.
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Videos
Understanding Income Qualifications for Reverse Mortgages
Reverse mortgages do not use income the same way traditional mortgages do, but lenders still review the borrower's ability to meet ongoing property obligations.
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Videos
Understanding Property Eligibility for Reverse Mortgages
A reverse mortgage is tied to the home itself, so property type, condition, and occupancy are important pieces of eligibility.
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Videos
Understanding Your Responsibilities as a Reverse Mortgage Homeowner
Reverse mortgage borrowers keep ownership of the home, but they also keep important responsibilities after closing.
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Videos
Navigating Credit Score Requirements for HECM Loans
HECM reverse mortgages do not revolve around a traditional minimum credit score, but credit history still informs the financial assessment.
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